Dropped by my favorite Goodwill Store today & found a nice Teknic brand armored jacket for $25.00.  This retails (well used to retail) for $150.00.  No broken parts, no road rash.  Has winter liner too.

The Bad:  Can’t wear it about 80 deg F outside.  Too hot for that.

Update (January 2012):  The Good:  Everything else.  Works great in winter with the liner.  I’ve worn it when it’s been down to 28 deg F outside & been comfortably warm, at least the parts of me the jacket covers.